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-
 Industry, Charitable,
Educational, Transformational and Legal Links We Support
This area provides you with a list of industry
resources you may find helpful as you buy, sell,
invest in or collect on debt portfolios. For
more information on a particular industry
resource, simply click on it.
If your company is interested in being listed
as an industry resource, send us an email at
marketing@westerncapitalcredit.com or call
1-877-517-9555 , If
you are a non profit organization that assists
disadvantaged minorities, including past
criminal offenders, addiction treatment centres
and counselling agencies (non-profit) who are on
the road to recovery, we do not charge!
For our
Advertising Rate Sheet Please Click Here
Did you know that most, if not all of the
companies that are listed on the
www.MyCollector.com web site, are
monitored by attorneys throughout the nation.
These are a few of the sites that we use on a
regular basis to assist the consumer victims
that we serve:
State Trial Lawyers
Regional Bar
Associations
City Bar
Associations
For more information
on Affinity
Partnerships, please
contact Lisa Hall
at 1.877.517.9555
For more information
on Seminars, please
contact Elizabeth Strong
at at
1.877.517.9555 |
Did you know that we support the personal
development of our readers around the world.
These are some of the companies that we
recommend
|
The
Impact Trainings are
unique in this world.
Each training is
targeted at a different
aspect of life and is
designed to empower the
human spirit toward
living a free,
unconditional loving and
joyful life. We provide
professional
facilitators and a safe
environment for each
student to discover and
be their true selves.
Since
Impact Training
conducted their first
training in 1985, they
have had over one
hundred thousand
students from all over
the world come through
the training program. It
is difficult to travel
without having someone
come up to us and thank
us for their training
experience, said Hans
and Sally Berger, the
founders, Even when
completing their
training years before,
they are still living
their dreams and
experiencing the peace
and joy that Impact
Training teaches. Our
CEO,
Robert Paisola , who
is an
international
motivational trainer,
author and speaker
himself, has
personally attended
every single program
that this company offers
and will guarantee YOU a
life changing
experience. All Western
Capital employees, no
matter what position
that they fulfil, choose
into the Impact
Trainings Program in
Utah |
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|
The Robert Paisola Foundation
If you want to see a dramatic shift in the
life of one individual, you deserve to look at
www.PrisonPartners.com , This foundation is
in alignment with the
November
Coalition, the
FAMM Organization ,
Criminon
International ,
www.Reformation.org and many other
Offender Reform Program. Learn one ideal...
Offenders CAN BE
REFORMED
Have Robert Paisola
Train your Groups!
Just Click the link above for all of the
details, and be prepared to be blown away!
THE SECRET
Wow! Words can not explain what the movie,
book and audio series, "The Secret" has done to
change not only Western Capital , but humanity
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this go to
www.TheSecretDirect.com Now!
The James Smith Real Estate Program , REIS
If you are searching for your life's passion,
and can not seem to find the road that leads to
your goals, one of our great friends,
Mr.
James Smith, will show you the way to Real
Estate Wealth via secure and strong investments.
The Learning Annex
www.learningannex.com Bill Zanker
Presents 3 days of pure learning, fun and
excitement featuring Donald Trump, Anthony
Robbins, James Smith, RG Williams, Jack
Canfield, and many more. You Must Attend this
event!
The ConferenceWorks! is a company dedicated to the evolution of personal consciousness. Showcasing today’s most relevant presenters, they seek to bring wisdom, learning and new perspectives to their attendees.
If you’re going to invest your time and money in a weekend of learning and relaxation, they make sure you get the best of both.
Every The ConferenceWorks! workshop brings you deeper learning & new ideas. Real tools you can use to support conscious evolution in your life, your profession and your relationship with the world in which you live.
Join them for workshops or seminars by talented presenters such as Joan Borysenko, Gregg Braden, Donna Eden, David Feinstein, Jonathan Goldman, Bruce Lipton, Caroline Myss, Belleruth Naparstek, Robert Ohotto, and Geneen Roth.
http://www.conferenceworks.com
Bob Proctor Life Success
Now, you can become a one-on-one consultant from the comfort of your kitchen table! Join the LifeSuccess Consultants program, where they first train you in Bob Proctor’s best-selling programs, then provide the coaching curriculum, personable support, business building advice and technology you need to help people around the world achieve the lives of their dreams.
For nearly 40 years, Bob Proctor has guided thousands upon thousands of individuals through incredible and enormous shifts in their lives. Today, just about anywhere in the world, you’ll find people living richer, more abundant lives because of the concepts and actions steps they’ve learned directly from Bob Proctor.
http://www.bobproctor.com
Deepak Chopra Center
Are you ready to turn your hopes, dreams, and desires into your new reality?
Deepak Chopra is known as the teacher and author of the spontaneous fulfillment of desire. This is a rare opportunity to spend time with Deepak in an intimate setting as he teaches you how to bring ever-growing fulfillment into your life using the powers of attention and intention.
Are you looking to make a shift or to take your life to the next level? For years, many have come to SynchroDestiny to gather tools and inspiration to become the author of the story of their life. In this hands-on training, Deepak will coach you on how to harness the power of coincidence to turn the unknown into the known. Join Deepak and the Chopra Center family for four days in an intimate setting as we manifest our intentions and desires into success.
http://www.chopra.com
Art of Allowing - Esther and Jerry Hicks
The Abraham teachings affirm our well-being and help us to recognize the power of joy in achieving all that is desired in life.
We invite you to attend an Abraham-Hicks “Art of Allowing” workshop and participate in dialog with Esther and Jerry Hicks and the teachers called Abraham.
“Art of Allowing” workshops, offered in over forty U.S. cities a year, plus scenic adventure cruises, are the ideal way to learn from Abraham, and are the basis of all the recordings offered by Abraham-Hicks Publications.
http://www.abraham-seminars.com
The Demartine Method
Change your life. Empower yourself to design and live your dreams.
If what you desire is greater clarity of purpose, self worth, appreciation, love, certainty and masterful presence then The Breakthrough Experience ® is for you. It is a new way of living and an investment that pays dividends for the rest of your life.
The Demartini Method ® is one of the most powerful, effective and efficient methodology in personal transformation available today. It will assist you in making quantum leaps in consciousness in quantum time. What once took weeks, months or even years can now be accomplished in a matter of hours. It is a foolproof and effective means of transforming any form of stress or conflict into grateful states of love and vitality.
http://www.drdemartini.com
James Ray International
Change your life. Empower yourself to design and live your dreams.
If what you desire is greater clarity of purpose, self worth, appreciation, love, certainty and masterful presence then The Breakthrough Experience ® is for you. It is a new way of living and an investment that pays dividends for the rest of your life.
Regardless of your current understanding, education, or skill, if you’re willing to roll up your sleeves and put this curriculum into action, it will put you into high gear like nothing you have ever experienced.
Simply put…it will change your life.
http://www.jamesray.com
University of Transformational Studies and Leadership
The essence of Agape is best described by its founder, Dr. Michael Bernard Beckwith: “When I founded the Agape International Spiritual Center and community in 1986, I “visioned” it as a movement that would take a stand for love, for peace, for being a beneficial presence on the planet. That’s why it was named “Agape,” which in Greek means unconditional love. Agape’s vision is fueled by the love of God, the One, indefinable yet unmistakable Presence whose vehicle on earth is the human heart and soul.
His aspiration is that every individual who is touched by the vibration of Agape is inspired to cultivate a heart of love as wide as the world.”Through Dr. Beckwith’s weekly services, Agape’s University of Transformational Studies and Leadership classes, ministries and other outreach programs, the heart of Agape reaches deep into local and global communities teaching individuals about the transforming, healing power of prayer, meditation, and selfless service.
http://www.utsla.com
Jack Canfield - America’s Success Coach
Jack Canfield has dedicated 30 years of his life to mentor, teach and coach success principles and happiness to millions worldwide. He has formulated tools for individuals to identify goals and strategically plan producing positive results with certainty. His audiences include corporations, trade associations, healthcare, sales rallies, university lecture series, non-profit organizations and education.
Jack Canfield continually reaches millions through his book series “Chicken Soup for the Soul” which currently has over 80 million books published and is listed in 39 different languages. Jack Canfield is highly regarded as America’s leading “success coach” teaching the principles he established and uses daily in his professional and personal life.
http://www.jackcanfield.com
Spirit Rock Meditation Center
Spirit Rock Meditation Center is dedicated to the teachings of the Buddha as presented in the vipassana tradition. The practice of mindful awareness, called Insight or Vipassana Meditation, is at the heart of all the activities at Spirit Rock. The Center hosts a full program of ongoing classes, daylong programs, and residential retreats.In its 15-year history, several historic events have taken place at Spirit Rock:
The Dalai Lama attended a conference of international Buddhist teachers in 2000, Alice Walker spoke at the African American retreat in 2002, which brought together for the first time teachers, community leaders, and practitioners from around the nation. Vietnamese leader, Thich Nhat Hahn has taught at Spirit Rock, as well as Ram Das, Huston Smith, and many other well known Buddhist teachers.
http://www.spiritrock.org
Natalie Goldberrg - The Practice of Writing, Sitting and Walking
Natalie has been teaching seminars in writing as a practice for the last thirty years. People from around the world attend her life-changing workshops and she has a reputation as a great teacher. The Oprah Winfrey Show sent a film crew to spend the day with Natalie for a segment on Spirituality that covered her writing, teaching, painting, and walking meditation.
She is a thoughtful woman who inspires you to develope your imagination. Natalie attracts people from all walks of life to attend her week-long writing workshops at the Mabel Dodge House, historic site on the edge of Pueblo land in the shadow of Taos Mountain, where Georgia O’Keefe, D.H. Lawrence, Willa Cather, and Ansel Adams broke open to the magic of the landscape.
http://www.nataliegoldberg.com
Voice Dialogue International - Hal and Sidra Stone, Ph.D.
Drs. Hal and Sidra Stone’s work, Voice Dialogue, Relationship, and the Psychology of Selves can be used by individuals for their own personal growth or by professionals in the fields of psychotherapy, counseling, personal coaching, and business and organizational consulting.
Their psychospiritual approach to consciousness and transformation includes an in-depth study of the many selves or subpersonalities that make up the psyche, as well as work with dreams, archetypal bonding patterns, and body energy fields.
http://www.delos-inc.com
Avatar - Harry Palmer
Avatar is a powerful and speedily effective course based on the simple truth that your beliefs will cause you to create or attract situations and events that you experience as your life.
The goal of the three-section course is to guide you in an exploration of your own belief system and to equip you with the tools to modify those things that you wish to change. THE AVATAR course opens a window to the inner workings of your own consciousness.
The course teaches world lessons (experiential) rather than word lessons (intellectual). For this reason it requires a trained AVATAR MASTER to guide you into the actual lessons already contained in your own consciousness.
http://www.avatarepc.com
Marianne Williamson
Marianne Williamson is an internationally acclaimed author and lecturer. Her newest book, ‘The Gift of Change: Spiritual Guidance for A Radically New Life,’ joins the ranks of her other eight books including her mega bestsellers, ‘A Return to Love’ and ‘Everyday Grace,’ both which have been #1 on the New York Times Bestsellers List.”
Love is always an available option. But we are always free to say yes to it or no, according to our own free will. It is your destiny to become completely and totally radiant and blissful; how long you take to get there, and how rocky a road you choose, is entirely up to you.”
http://marianne.com
Caroline Myss - Educational Institute
Caroline is dedicated to creating educational programs in the field of human consciousness, spirituality and mysticism, health, energy medicine, and advancing the science of medical intuition. She established CMED, her own educational institute, in 2003, which offers two programs running three courses per year, on Sacred Contracts and Mysticism.
Additionally, Caroline maintains a rigorous workshop and lecture schedule internationally and continues a consultation practice with physicians, psychiatrists, psychologists, and other health practitioners, as a medical intuitive.Our vision is to develop Myss.com as a primary Internet gateway for people seeking holistic methods for achieving good health.
The mission, as they’ve currently articulated it, is to facilitate a lively interactive Internet community through which people can: learn about holistic, energy and intuitive medicine, spiritual direction, including my philosophy and those of other professionals; buy education resources and health aids that help people heal themselves; and contribute to the development of the field.
http://www.myss.com
Institute of Noetic Science
A nonprofit membership organization located in Northern California that conducts and sponsors leading-edge research into the potentials and powers of consciousness—including perceptions, beliefs, attention, intention, and intuition.
The institute explores phenomena that do not necessarily fit conventional scientific models, while maintaining a commitment to scientific rigor.Their 200-acre Retreat Center hosts workshops, retreats, and educational activities. They support community-building through local community groups, online discussions, and other networking opportunities.
http://www.noetic.org
Centerpointe Research Institute - Bill Harris
Bill Harris has been involved in personal development for over thirty-five years as a seeker, teacher, public speaker, author, musician, composer, therapist, workshop leader, and business owner. A student of ancient and modern research into the nature of the mind, he has studied and practiced a variety of traditional and modern transformational techniques and approaches with a variety of teachers.
Centerpointe has grown to be one of the largest personal growth companies in the world, with program participants in 172 countries.
Become a participant and find out for yourself just how incredible Holosync technology, and the program they have created around it, can be in changing your life. Centerpointe has grown to be one of the largest personal growth companies in the world, with program participants in 172 countries.
http://www.centerpointe.com
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Charitable Organizations We
Support |
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Questions Answered By Expert Robert
Paisola
In Category Collections
Law
| Subject |
Date
Asked |
|
|
Court Suit Ex Husbands Debt/forged
signature: Robert Paisola Responds |
3/19/2007 |
Q: My ex husband took out a loan with
Best Finance for air purifiers in
6/05.Our divorce was final ...
A: Sharon: Thanks for writing to me on
the issue of the Air Purifier that you
bought in 2005. This ...
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UNIFUND MEDIATION; THEY LIE; ROBERT
PAISOLA RESPONDS |
3/2/2007 |
Q: I've been in mediation with Unifund
3 times, every time i ask them a
question they cannot answer ...
A: Sylvia: Here is the solution. Go to
my site at
www.Collectionindustrylive.com and join
the VIP ...
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Credit Report |
3/1/2007 |
Q: I recently aquired 2 of 3 credit
reports and found discrepencies on both.
I found on 1 that ...
A: Sam: I read your letter and this is
a difficult issue as this is your minor
child. I am not sure ...
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Collection fees for a incorrect medical
bill |
3/1/2007 |
Q: Mr. Paisola, A Virginia Family
Practice Doctors office submitted a bill
to collections when TRICARE, ...
A: Joe, This is a serious matter, as
this 16.00 can and will affect your
security clearance. Give me ...
|
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Paid Debt Collector: Receives
Garnishment Order AFTER payment: Robert
Paisola Responds |
2/28/2007 |
Q: Out of the blue I received a letter
of garnishment 9 days before it was
suppose to be in effect. It ...
A: Erica, Thanks so much for taking
time to write to me. I really appreciate
the ability to assist ...
|
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Civil Suit Filed: No Answer Given by
Defendant: Robert Paisola Resoponds |
2/28/2007 |
Q: unfortunately, i was too late on
this too. a judgement has now been
entered against me. i don't ...
A: Carla, Call me at my office at
1-877-517-9555 in the morning and we
will talk about this. I want ...
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car |
2/26/2007 |
Q: I had bought a car through JD
byrider in 2004, the car is a 1995
pontiac grand am, I got in to some ...
A: Bonnie: This is what I would do. I
would take (or tow the car) to the
Finance Company and deliver ...
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|
Hospital Bill: Pays Debt Collector: No
More Bill: Robert Paisola Responds |
2/23/2007 |
Q: I WOULD LIKE TO KNOW WHY YOU GUYS
DID NOT ANSWER MY QUESTION??? MY
PREVIOUS QUESTION: Around four ...
A: Deysi! Thanks for taking the time
to write to me about your hospital bill.
I am a volunteer for ...
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Debt Collection: Can they Take SSI ir
Disabiliy: Robert Paisola Responds |
2/22/2007 |
Q: i want to know if c c debtors can
take my ss disability. i was doing good
paying my pymts.,then when ...
A: Alice! Thanks for taking time out
of your day to write to me about your
Social Security Check. Let ...
|
|
Collection agency suit |
2/21/2007 |
Q: Today I received a summons stating
that I am being sued for $1716(this
includes attorneys fees as ...
A: Good Afternoon Zelda: Dealing with
Providian is a mess. 99% of the
portfolio is a mess, and that is ...
|
|
Buying A Car: Cant Make Payments:
Private Contract: Default: Robert
Paisola Responds |
2/21/2007 |
Q: I have a friend who signed a
contract to make payments and take care
of the car, in Texas and now is ...
A: Good Afternoon Charles: Thanks for
taking the time to write to me about the
third party transfer of ...
|
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Civil Proceesings Against Doctor: Assets
Seized: Signature DEMANDED: Robert
Paisola Responds |
2/20/2007 |
Q: There was a judgement against me in
2004 for 35k and recently a collection
attorney filed an order ...
A: Doc, I have read your question with
great interest. This is a matter that we
must discuss in ...
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Debt Collections Case: Adding Attorney
and Collection Fees: Robert Paisola
Responds |
2/17/2007 |
Q: can an agency charge you an
attorney/collection cost on top of what
i owe if we not have been to ...
A: Robert, Great question! If the
contract calls for the allowance of
collection fees, then you can ...
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Another Unifund Lawsuit: Mastercard:
Robert Paisola Responds |
2/16/2007 |
Q: I'm from California back in June of
2006 I got summoned to go to court from
Unifund it was an old ...
A: Belen, Thank you for taking the
time to write to me about your legal
issue involving Unifund. ...
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Civil Suit Filed: No Answer Given by
Defendant: Robert Paisola Resoponds |
2/16/2007 |
Q: i contacted you a while ago about
being sued by Capital One. I live in
california. I did not ...
A: Carla, It ia great to hear from you
again. I am sad that you were not able
to file the answer with ...
|
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Former Military: Student Loan:
Collection Agency: Robert Paisola
Responds |
2/14/2007 |
Q: I am having a terrible time finding
a way out of this predicament. I took
out a small student loan ...
A: Brett: Thank you for serving our
country. You are a good man and I admire
what you are doing in ...
|
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good faith payment |
2/13/2007 |
Q: Dear Robert, I want to know about
the "Good Faith Payment" with creditors
and how it works. From my ...
A: Tracy, Thank you for taking the
time to write to me about the routine
demand that debt collectors ...
|
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paying off debt |
2/12/2007 |
Q: i am writing to you today regarding
a personal debt . last june i made a
payment plan with this ...
A: Kari, Thank you for taking the time
to write to me about the debt that was
at the attorneys office. ...
|
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Collections question |
2/12/2007 |
Q: What is the statue of limitations
on a phone bill collection. This bill is
at least 12 years ...
A: Nichole, Thanks for taking the time
to write to me about your phone bill.
The statute of ...
|
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SOL in Ohio for credit card |
2/8/2007 |
Q: I read your information on credit
card SOL in Ohio being 4 not 6. I have
been told that it is 15 as ...
A: Kay, In an issue like this where
the data that is presented via our
research team, I always ...
|
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Extra charges without disclosure |
2/6/2007 |
Q: I visited a foot doctor, it was the
second time I had used my insurance.
There was a $30 visit fee ...
A: Colin, Here is the problem. I am
sure that you signed a medical
authorization form when you went to ...
|
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Garnishment |
2/2/2007 |
Q: Ok, so this is a dumb question that
I already know the answer to but
curiosity killed the cat... I ...
A: my Friend Natalie! First of all
your question is not dumb. The only
question that is dumb is the ...
|
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can hospital collect on bills over 7
years old |
2/1/2007 |
Q: I have a judgement against me for
unpaid medical bills. A few months ago,
I was suppose to receive a ...
A: Jayla, Thank you for taking the
time to write to me about the hospital
bill that you state is in ...
|
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GARNISHMENT |
1/31/2007 |
Q: I cosigned with my mother about 6
or 7 years ago on a car loan. Now the
creditor is garnishing my ...
A: Good Afternoon John, Thank you for
writing to me about your issue regarding
the co-signing that you ...
|
|
credit card |
1/31/2007 |
Q: I received a summons from a State
Trooper (NY) today stating I need to
come to court regarding a 7 ...
A: Good Afternoon Heidi, Thank you for
taking the time to write to me about the
issue that you are ...
|
|
student debt collection issue |
1/15/2007 |
Q: I attended a college several years
ago and I have an outstanding balance of
$3339.00 in tuition ...
A: Alex... You are being played. Go to
my site at www.MyCollector.com and join
the VIP Program. It ...
|
|
Sunday |
1/15/2007 |
Q: can bill collectors call on sunday,
whsat do i do if they want a post dated
check for payment and ...
A: Doug, Yes, they can call under the
FDCPA on Sunday, however most agencies
do NOT CALL ON SUNDAY, as ...
|
|
reposession |
1/14/2007 |
Q: I financed a blazer for 6 years for
$24,000 two years ago. I did a voluntary
reposession on the ...
A: Anita, First of all, thanks for
writing to me about the 24K blazer. That
is a lot of cash for that ...
|
|
Illinois law re, SOL-credit card past 7
yrs |
1/13/2007 |
Q: Please tell me where or how I can
find proof of SOL for repayment
enforcement on credit card debt. I ...
A: Sandi, Thanks for writing to me on
your Discover Card Issue. I did some
research for you and it ...
|
|
Judgement liens |
1/12/2007 |
Q: My mother has about $100,000 in
credit card debt. She was diagnosed with
cancer last year and was ...
A: Noelle, Thanks for writing to me on
your moms issue. First of all, let me
say that the fact that ...
|
|
Collection Calls |
1/12/2007 |
Q: My sister has been off work since
October due to an illness resulting in
an amputation. She does not ...
A: Good Evening Dana, Thanks for
taking the time to write to me about
your sister and her issues that ...
|
|
Collections and Judgements |
12/27/2006 |
Q: I have a collection agency provide
me with a summons to appear in court. I
called the agency ...
A: Sheila, Thanks for spending the
time to write me about your bill with
DTE. This is an issue that I ...
|
|
consent judgement stipulation |
12/26/2006 |
Q: Thanks for taking the time to
review this question. I agreed to a
settlement amount with a debt ...
A: Karl, Do not sigh that document. I
am not sending you legal advise, but if
you are going to PAY, ...
|
|
Being sued by Unifund CCR Partners |
12/21/2006 |
Q: I got an early Christmas present
this year: a summons from Unifund CCR
Partners. I read some of ...
A: Eric, I respect that you are the
custodial parent of four children. That
really shows your ...
|
|
Judgments & Collections |
12/20/2006 |
Q: I have 6 credit cards with
Collection Agencies and 2 Judgments in
MN. I stopped paying them back ...
A: Beck, Thanks for taking the time to
write to me about settling all of your
debts. My initial ...
|
|
SOL in PA on Credit Cards Law |
12/19/2006 |
Q: Mr Paisola Other then paying an
attorney would you know where I could go
to get a copy ...
A: Jill, I hope that you are having a
great holiday season! I took some time
and looked up some ...
|
|
Post Judgment Interest on School Loan |
12/18/2006 |
Q: I would really appreciate it if you
would answer just a few questions. I had
a school loan from ...
A: Tonya! Happy Holidays and thanks
for taking the time to write to me about
your school loan from ...
|
|
Collections |
12/16/2006 |
Q: I have an account in collections
with Asset Acceptance, LLC and have had
a hard time paying them ...
A: Tom, I have a conflict with Asset
Acceptance Corp. If you want to join the
VIP Program, It will ...
|
|
Car repo legal action questions |
12/16/2006 |
Q: I had bought a car with my
boyfriend. We had seperated and we had
written an informal agreement that ...
A: Merry Christmas Charlene, Thanks
for taking the time to write to me about
your car repo and the ...
|
|
ohio SOL |
12/15/2006 |
Q: The SOL in Ohio for credit card
(open-end) debt is 4 years, not 6. The
SOL is governed by 1302.98 -- ...
A: Thank you for your detailed
research on the State of Ohio Statute of
Limitations. Our readers will ...
|
|
Sued for a debt |
12/14/2006 |
Q: I am being sued for a credit card
debt for Capital One for roughly
4300.00. I joined with a debt ...
A: Mike, Merry Christmas and I am glad
that you have taken the time to write to
me on this very ...
|
|
Credit Card |
12/14/2006 |
Q: I have an old credit card that i
never paid from 2001. I had a creditor
call me yesterday and said ...
A: Good Morning Leah! Thank you for
writing to me about your issue from 2001
and the court date that ...
|
|
satisfied judgement lien |
12/13/2006 |
Q: Mr.Paisola, I satisfied a lien
against my WA. home in April of this
year but the collection agency ...
A: Dan, If you paid the claim to the
agency, then the proof that you will
need to provide to the title ...
|
|
Had a question about banks and fraud... |
12/12/2006 |
Q: I heard about a person who had a
great deal of money taken out of her
personal bank account by ...
A: Duane, Thanks for taking the time
to write to me about your issue with
bank fraud and your request ...
|
|
collection agencies |
12/11/2006 |
Q: I have had three cards that have
been charged off about 6 years ago.
Recently, I checked my credit ...
A: Mina, Thank you for taking the time
to write to me and Happy Holidays! You
have been wronged and ...
|
|
American General Finance Judgment |
12/10/2006 |
Q: My husband & I have had this
judgment for quiet some time. When my
husband was in the Army we had ...
A: Deborah, Thank you for taking the
time out of your day to write to me
about the issue with ...
|
|
Judgement after Settling |
12/10/2006 |
Q: Robert, I recently settled my
charged-off accounts through the
collection agencies. I actually ...
A: Dave, Thanks for taking the time to
write to me about your issue involving
the settled accounts ...
|
|
LIABILITY AND CLAIMS COLLECTION UNDER
DUI |
12/9/2006 |
Q: , About 2-3 years ago I was in a
DUI accident! I hit my rental car into
the rear wheel of a parked ...
A: Mr Mac. I appreciate the
opportunity that you have provided me to
answer your question. Ok. I ...
|
|
Consumer Protection Laws |
12/9/2006 |
Q: To be brief, I have a friend that
submitted her insurance to a hospital
but the facility submitted ...
A: Good Evening Tenille, Thank you for
writing to me about your insurance
issue. If the issue is as ...
|
|
Car repossession- Good News- No Debtors
Prison by Paisola |
12/5/2006 |
Q: I have over exstended myself,and
cannot afford my car payment. I am
considering to turn the car in ...
A: Randall, Thank God that we do not
have debtors prisons anymore! I am glad
to assist you and want ...
|
|
Attempted collection of unrecognized
debt |
12/4/2006 |
Q: My husband received a letter dated
11/28/06 from Boudreau & Associates, LLC
of Salem, NH regarding a ...
A: Andrea, Boudreau & Associates, LLC
of Salem, NH is one of the companies
that we have investigated ...
|
|
Amex Judgement |
12/4/2006 |
Q: I have a judgement from Amex
(original debt $11K + fees now is $22K).
The judgement was filed in ...
A: Able, I deal with American Express
everyday for my VIP Clients. There is a
strict protocol at AMEX ...
|
|
Car Repo and judgement against |
11/30/2006 |
Q: A little over ten years ago I
defaulted on a car loan to Ford Motor
Credit. Unfortunately the Ohio ...
A: Greg! Thanks for taking the time to
write to me today. There is a section on
our site where we go ...
|
|
arbitration notice |
11/29/2006 |
Q: Arbitration notice from NCO
Financial in Maryland. I live in SC.MBNA
card of $5500, now amount up to ...
A: Deborah, Here is the bottom line.
NCO is having a lot of legal issues
around the country at this ...
|
|
Collection agency final payment |
11/29/2006 |
Q: I am in need of some advice
concerning a collection agency in
Portland, Oregon. I have been paying ...
A: Jim, Thanks for taking the time to
write to me regarding your issue with
the collection agency in ...
|
|
FDCPA violation dollar amount |
11/28/2006 |
Q: Robert, I enjoy reading your
answers here. One point of confusion: I
keep reading from you that ...
A: Brent, The FDCPA violation
"recipie" calls for 1,000 per violation.
That is the OFFICIAL sanction. ...
|
|
death and credit cards |
11/28/2006 |
Q: my mom passed away in July and now
the credit cards that she was not able
to pay on for a long while ...
A: Robin, Good News... Tell all the
creditors to go to hell. There is no
estate and your mom is dead. ...
|
|
Judgement granted against me without my
knowledge |
11/27/2006 |
Q: I just recently checked my credit
report and found a judgement granted
against me from Ohio....I ...
A: Saundra, Thank you for taking the
time to write to me about your
situation. Here is the deal. ...
|
|
What are my options, repossed car |
11/25/2006 |
Q: I had purchased a $23,000.00 2001
GMC Yukon with my ex-fiancee in April of
2003. I was making ...
A: Good Evening Mike, Thank you for
taking the time to write to me regarding
your issue with the 2001 ...
|
|
medical bills |
11/25/2006 |
Q: I am receiving collection letters
for medical bills incurred by my
ex-wife. We've been divorced for ...
A: Good Evening Gary, This is a quick
answer! Get a copy of the letters
demanding payment. Contact the ...
|
|
Debt Collection |
11/15/2006 |
Q: I was sued for debt in Misssouri in
1997 and my wages were garnished. I
moved to Maryland in 1999 ...
A: John, Thank you for writing to me
about the debt that you acquired in
Missouri in 1997. Let me ...
|
|
Timeshare |
11/14/2006 |
Q: We did something really stupid over
2 years ago and purchased a timeshare at
St Thomas with ...
A: Leona, Thank you for taking time
out of your day to write to me about
your issue. OK here is what ...
|
|
UNIFUND CCR Partners & summons |
11/14/2006 |
Q: I was served a summons and have to
appear in court this Thursday (11-16-06)
for an old credit card ...
A: Patti, We are in the middle of a
large Class Action Lawsuit against
Unifund for this very reason. ...
|
|
judgements |
11/12/2006 |
Q: My husband and I have a judegment
against us and I have been paying on it
for about two years. We ...
A: Carolyn.. First of all, DO NOT FILL
OUT THOSE PAPERS. THAT IS JUST A METHOD
OF SCARING YOU AND ...
|
|
Statute of Limitations/ charge off
collections |
11/12/2006 |
Q: I live in Washington State. I am
trying to determine the point in time
when the Statute of ...
A: Good Evening Dan from South Africa!
First and foremost, I want to thank you
for writing to me! ...
|
|
Lawsuit in illinois |
11/11/2006 |
Q: i need some help, this is what
happen, the wife and i defualted on some
credit cards, because we ...
A: Walter, Please excuse the delay in
getting back to you so late, however I
am writing you from South ...
|
|
Judgement |
11/10/2006 |
Q: Robert, I hope you can help me. I
had a discover card back in 1995 in
which i defaulted on. It was ...
A: from South Africa Mario! The net
down here is a real mess, so I am
writing to you via an extensive ...
|
|
I have credit card debt in my mothers
name |
11/9/2006 |
Q: Mr Paisola, Thank you for taking
the time to read my question. To start
with Im in NC. This began ...
A: Christy from South Africa, The
internet down here is difficult, so I am
being patched through our ...
|
|
Capitol One, Suttell & Associates and
NCO Financial |
11/9/2006 |
Q: I have a question regarding a debt
I have settled. I had a Capital One card
that went from $300 to ...
A: Shannon, Thanks for writing to me.
First of all you are dealing with NCO
(watch the video from CBS ...
|
|
served summons |
11/8/2006 |
Q: a summons was served regarding my
unpaid capital one credit card account.
they served my mother, ...
A: Caren, Thank you for deciding to
take the time to write to me. I am going
to get right to the ...
|
|
added fees and interest |
11/8/2006 |
Q: have a few credit card debts that
are in collection...i settled a 6000.00
debt for 2500.00 with ...
A: Maria, Thank you for writing to me
on your Capital One issue. Capital One
is a very difficult ...
|
|
Legal Charge Off? |
11/7/2006 |
Q: I bought a new car in July 2005,
Shortly after I was in an accident and
the car was a complete loss. ...
A: Sarah, Here is the deal. You need
to go to my site at www.mycollector.com
and sign up for the VIP ...
|
|
Medical Bill Paid |
11/6/2006 |
Q: On August 11, 2006, I took care of
a medical bill that was $5,000. The
hospital offered me a 30% ...
A: Jennifer, Here is the deal. There
is a big mess at the hospital's level
and in a lot of ways, this ...
|
|
Summons for 20 days |
11/4/2006 |
Q: Got a summons from a plaintiff
which is the collection agency and
asking me to pay $3,000 of ...
A: Emie, I want to thank you for
writint to me about your issue. I am
currently in South Africa and ...
|
|
Paying collections |
11/3/2006 |
Q: I have a vendor debt of $35K. I
have been told by the collector, If I do
not pay, I will have 1 foot ...
A: Davis, Call me now. This is
SERIOUS. Robert Paisola 801-619-4700
Robert Paisola Chief Executive ...
|
|
Garnishment |
10/31/2006 |
Q: I co-signed a loan in 2001 from
American General Finance with my ex.
When we split, I didn't ...
A: Roberta, Thank you for taking the
time to write to me regarding your issue
with American General. ...
|
|
Medical debt |
10/30/2006 |
Q: I live in Iowa. I received a
medical bill 09/01 saying I owed $12.40
and estimated insurance payment ...
A: Kellie: Thanks for writing to me
about your medical bill situation. Here
is what is going to have ...
|
|
Collection from estate of Credit card
debt |
10/29/2006 |
Q: Mr Paisola, Thank you for taking
the time to help with my question.
friends of our family are in ...
A: Mike, Thanks for taking the time to
write to me. Look, I am not paid to be a
moral save the wales ...
|
|
Bankruptcy Dismissal |
10/28/2006 |
Q: Robert, I am in a tricky situation.
I filed for chapter 13 in October 1998.
I paid $67 a week. ...
A: Jim, You are right, most lawyers
will not answer this question because
they are REQUIRED to mimic ...
|
|
Credit Solutions not the Solution |
10/27/2006 |
Q: A few months ago I referred 3 past
due (as a result of paying other
priorities/death in the family) ...
A: Frankie, There are two issues here.
First of all you got screwed by this
company and we need to ...
|
|
"intent to sue" letter |
10/27/2006 |
Q: Wolpoff & Abramson has sent me a
letter that says that they have made the
decision to initiate ...
A: Vanessa, First of all, thanks for
writing to me. I appreciate your
patience, as I am writing you ...
|
|
Boudreau & Associates |
10/26/2006 |
Q: I was doing a cut & paste and lost
some of my email, so I am resending it.
I had filed a BK13 about ...
A: John, I just sent you a formal
reply, please post positive feedback. We
will beat these bastards. ...
|
|
judgement |
10/24/2006 |
Q: My wife is being persued for a
judgement on a credit card account, the
account was established ...
A: Ron, You do not have to pay your
wifes credit card debt that was incurred
prior to the marriage. ...
|
|
Medical Bill Payment |
10/24/2006 |
Q: I have a court day this week for a
hospital bill for $2600.00, which I
agreed to pay. they wanted ...
A: Christopher, THanks for writing to
me on your Court Appearance. In my
opinion, the fact that you ...
|
|
2 liens |
10/23/2006 |
Q: I have several judgements against
me. I have a lien against my house but I
have worked out an ...
A: Melissa, Thanks for writing me! The
first question is that DID WOLPOFF AND
ABRAMSAN SUE YOU? If ...
|
|
collection agency |
10/22/2006 |
Q: I have setup monthly payments with
a lawyer collection agency for a charged
off credit card. I ...
A: Tonya, Thanks for taking the time
to write me. I am in London England and
just got to the hotel! ...
|
|
Paying debt collector |
10/20/2006 |
Q: Mr. Paisola, Back in July 06, I
voluntarily turned in my 02 Escape to
Capital One Auto Finance, they ...
A: Linda from London England! Linda,
the collection agency is trying to
collect what is called a ...
|
|
Debt collector: Creditors interchange |
10/19/2006 |
Q: Mr. Paisola, Today in the mail I
received a letter from the 'Creditors
Interchange'. They ...
A: Jeremy, Thanks for taking the time
to write to me on the issue of the
letter you received from ...
|
|
Inappropriate credit report access |
10/19/2006 |
Q: Robert - I am in a situation that I
could use a little guidance in. My
ex-spouse has remarried to ...
A: Lisa from London England! Thanks
for writing to me about your issue with
the Debt Collector who ...
|
|
Credit card debt reinstatement |
10/18/2006 |
Q: I contacted a collection agency
after they sent me a letter about a
$391.00 debt. I could not recall ...
A: Dennis, They can NOT do that. If
they do, I would love to see them try.
If you have an extra ...
|
|
Judgement - husband's debt |
10/18/2006 |
Q: Mr. Paisola, I received a call
yesterday evening from a collections
agency regarding a previous ...
A: Nikki Thanks for writing to me
regarding your issue. It appears to me
as though they violated the ...
|
|
Redating claims by collection agency |
10/17/2006 |
Q: In 1998 I was subjected to
"slamming and cramming" bills on my
phone bill. The local phone company ...
A: David, Thanks for writing. The
bottom line is that you are being
screwed and what the collection ...
|
|
collection calls |
10/17/2006 |
Q: I have a pretty common name and I
constantly recieve collection calls
looking for someone with the ...
A: Good Evening Bob from London, I am
glad that you have taken the time to
write to me about your ...
|
|
Ex-Apartment Complex Sending Me Crazy
Bills |
10/12/2006 |
Q: Robert, First, I want to thank you
and all of the other experts on this
site for all you your ...
A: Russ, Thanks for writing to me
about your situation with the Columbus
Ohio Landlord. Good News, I ...
|
|
estate debt |
10/11/2006 |
Q: My mother in law (MMR) passed away
1/05. She had been using husbands (JVR)
credit cards since his ...
A: Good Evening Vicky, Here is the
good news. The money is in trust for the
creditor and most ...
|
|
Sent to collections after disputed
invoice |
10/10/2006 |
Q: Thanks Mr. Pasiola. I've documented
everything thus far, and I have every
confidence that I could ...
A: Mike, Great to talk with you again.
I do not see where there is a legal (not
giving legal ...
|
|
Leasecomm Collection |
10/10/2006 |
Q: I live in Florida & have an old
account with Leasecomm (Microfinancial)
from approx. 1998-2000 for ...
A: Mark, Thank you for taking the time
out of your day to write to me! Let me
tell you about this ...
|
|
Judgement Terminology |
10/9/2006 |
Q: I learned the hard way to get
everything in writing concerning
landlords. When they refused it ...
A: Martin, It sounds like you had a
default judgement entered against you
and the plaintiff asked for ...
|
|
Sent to collections after disputed
invoice |
10/9/2006 |
Q: Thanks - but your answer doesn't
really address my question.I have been
contacted by a collection ...
A: Mike, Commercial Firms have robotic
policies, that simply move paper through
a process of how to ...
|
|
Sent to collections after disputed
invoice |
10/8/2006 |
Q: I have been contacted by a
collection agency over a disputed
invoice from one of my (former) repair
...
A: Mike: It sounds to me like this is
a commercial claim. This goes hand in
hand with our business ...
|
|
Providian Lawsute |
10/6/2006 |
Q: Robert, I read your article
regarding the unfair practices of
Providian Bank. Providian is ...
A: Aaron: Thanks for taking the time
to write to me regarding your issue with
Providian. Let me tell ...
|
|
merchant/consumer lawsuits, etc. |
10/6/2006 |
Q: Thanks for taking a few quick
questions. Can a merchant file a lawsuit
against a consumer, or refer ...
A: Good evening Mr. Berger: Thanks for
writing to me about the chargeback
policies and procedured that ...
|
|
Credit affected by Collection Agency |
10/4/2006 |
Q: Question - I have a situation where
my ex girlfriend ran up my Cingular
Wireless account to ...
A: Charles, I have been thinking about
this question for 2 days, and I think
that we need to make a ...
|
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